Our Privacy Policy

The Christian Business Network (“CBN”) is committed to protecting your on-line privacy while providing you with the most useful and productive Web experience possible. We do not rent or resell your personal information to third parties for marketing purposes. This Privacy Policy applies to the CBN Website ChristianBusinessNetwork.com (“Site”) and governs all data collection and usage. By using the CBN Website, you consent to the data collection and usage practices described herein.

U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework
The Christian Business Network complies with the U.S.-EU Safe Harbor Framework and the U.S.-Swiss Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries and Switzerland. CBN has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, please visit http://www.export.gov/safeharbor.

In compliance with the US-EU and US-Swiss Safe Harbor Principles, CBN commits to resolve complaints about your privacy and our collection or use of your personal information. European Union or Swiss citizens with inquiries or complaints regarding this Privacy Policy should first contact CBN via the Privacy Policy Contact Form.

The Christian Business Network has further committed to refer unresolved privacy complaints under the US-EU and US-Swiss Safe Harbor Principles to an independent dispute resolution mechanism, the BBB EU SAFE HARBOR, operated by the Council of Better Business Bureaus. If you do not receive timely acknowledgment of your complaint, or if your complaint is not satisfactorily addressed by the Christian Business Network, please visit http://www.bbb.org/council/eusafeharbor/bbb-eu-safe-harbor-dispute-resolution-program for more information.

The Collection & Protection of Personal Information
As a visitor to this Site, you can engage in many activities without providing any personal information ("personal information" is defined as any information that identifies or can be used to identify the person to whom such information pertains). In connection with other activities, such as utilizing online or hosted Services, the Site may ask you to provide certain information about yourself by filling out and submitting a form. It is optional for you to engage in these activities. If you elect to engage in these activities, however, the Site may ask that you provide personal information, such as your first and last name, mailing address (including postal code), country of residence, e-mail address, employer, title, telephone and facsimile numbers, and other personal information. When participating in electronic commerce via the Site, you may be asked to provide a credit card number. Depending upon the activity, some of the information that is asked of you may be mandatory and some may be voluntary. If you choose not to provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity. Similarly, if you wish to delete your information that is mandatory, you will no longer be able to engage in a particular activity.

When you use the Site along with its Products and Services, the Site may also collect certain information about your computer to facilitate and evaluate your use of the Site and the Products and Services. For example, the Site may log environmental variables, such as browser type, operating system, CPU speed, referring or exit web pages, and the Internet Protocol (IP) address of your computer. The Site also uses such information to measure traffic patterns on the Site and usage of the CBN Services. CBN does not match such information with any other information held by CBN unless we have your consent.

By using this Site, you agree and acknowledge that personal information collected through the Site or in connection with the services provided may be transferred across national boundaries and stored and processed in any of the countries around the world in which CBN maintains offices, including the United States. You also acknowledge that in certain countries or with respect to certain activities, the collection, transfer, storage, and processing of your information may be undertaken by trusted third-parties. Such third-parties are bound by contract with CBN not to use your personal information for their own purposes or provide it to any third parties. One instance where this could occur is in conjunction with framed pages in which the URL for the pages is not visible, and the pages are hosted for CBN by such third parties. For example, on the sign-up pages for some newsletters, the pages may be hosted by a third-party vendor, but appear to be pages operated by CBN and are governed by the CBN Privacy Policy.

Unless expressly provided to the contrary, personal information that you provide while you are visiting a third-party provider's website will be subject to the privacy policy posted on that site, and personal information that you provide while on this Site will be subject to this Privacy Policy. The Site contains links to other sites at which personal information is collected. In such instances, unless expressly provided otherwise, the collection and use of your personal information will be governed by the privacy policy applicable to that site. That privacy policy should identify the entity that is collecting your personal information.

How Your Personal Information is Used
CBN collects your information in order to record, support and facilitate your participation on the Site from which this policy is linked. If you subscribe to or register on the site, for example, the information is used provide access to the website and other benefits that may be made available to registered users. Your personal information is also used to track your website preferences and keep you informed within the community unless you have opted not to receive such communications or such communications are prohibited by law. CBN may collect information about the use of the Services and the Site, such as the number of downloads, types of Services used, how many users we receive daily, and the IP/Internet address of your computer. This information is collected in aggregate form, without identifying any user individually. CBN may use this aggregate, non-identifying statistical data for improving the Site and Services, providing more relevant experiences to our clients and for statistical analysis.

The Use of Cookies
When someone visits this site, standard Internet log information and details of visitor behavior patterns are collected. This is done to find out things such as the number of visitors to the various parts of the site. This information is collected in a manner in which it does not identify anyone. No attempts are made to find out the identities of those visiting this site. No data gathered from this site is associated to/with any personally identifying information from any source. Cookies are small text files that are placed on your computer by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site. Most web browsers allow some control of most cookies through the browser settings.

Changes to this Privacy Policy
All personal information that we collect and maintain will be subject to this Privacy Policy, as amended from time to time. CBN may change the Privacy Policy from time to time at its sole discretion and will provide notice of changes in the Privacy Policy and on the Privacy Policy page of ChristianBusinessNetwork.com. You will be deemed to have been made aware of, and will be subject to, the changes to the Privacy Policy after such notice has been posted with the following exception: if CBN sells assets (or the assets of a division or subsidiary) to another entity, or CBN (or a division or subsidiary) is acquired by or merged with another entity, you agree that CBN may provide to such entity customer information that is related to that part of our business that was sold to or merged with the other entity without obtaining your further consent, but CBN will provide notice of such asset sales, acquisitions, or mergers on this Site.

Digital Millennium Copyright Act
The Digital Millennium Copyright Act of 1998 ("DMCA") provides recourse for copyright owners who believe that their rights under U.S. copyright law have been infringed on the Internet. Under the law, copyright owners who believe that their rights have been infringed by unauthorized use of their protected works appearing online may contact the service provider hosting the material in question, directly or through their authorized agents, and request that the infringing material be removed or access to it disabled. The Christian Business Network takes allegations of copyright infringement very seriously. If you believe in good faith that the Christian Business Network is the hosting service provider of material that infringes your copyright, you may submit a written notification of claimed infringement to the Christian Business Network’s designated agent: Charles B. Jones, Esq., Law Office of Thomas & Libowitz, P.A., 100 Light Street, Suite 1100 Baltimore, MD 21202.

NOTE: No other notices or communications should be sent to the designated agent, who is appointed solely for the purpose of receiving notices of copyright claims under the DMCA. Specific requirements for proper notification of claimed infringement are set forth in the DMCA (see 17 U.S.C. Sec. 512(c)(3)). Valid notification must be a written communication that includes all of the following elements:
  • Signature of copyright owner or person authorized to act on behalf of the owner;
  • Identification of copyrighted work claimed to be infringed;
  • Identification of the material claimed to be infringing or to be the subject of infringing activity and information reasonably sufficient to permit the service provider to locate the material;
  • Information reasonably sufficient to permit the service provider to contact the complaining party (address, phone number and, if available, email address);
  • A statement that the complaining party has a good faith belief that use of the material in the manner complained is not authorized by the copyright owner, its agent, or the law;
  • A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of the exclusive right allegedly being infringed.
Please be aware that there are substantial penalties for false claims. If a notice of copyright infringement has been wrongly filed against you, you may submit a counter notification to the service provider's designated agent. A valid counter notification is a written communication that incorporates the following elements:
  • A physical or electronic signature;
  • Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
  • A statement under penalty of perjury that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification;
  • Your name, address, and telephone number, and a statement that you consent to the jurisdiction of federal district court for the judicial district in which the address is located, or if your address is outside of the U.S., for any judicial district in which the service provider may be found, and that you will accept service of process from the complainant.
This information should not be construed as legal advice. We advise you to seek independent legal counsel before filing a notification or counter-notification. For further information about the DMCA, please visit the Website of the U.S. Copyright Office at: http://www.copyright.gov/onlinesp.

Potential Privacy Policy Violations
CBN takes user privacy concerns very seriously. If you believe there has been a violation of CBN’s Privacy Policy with respect to your personal information, please submit your concerns via CBN’s Contact Submission Form.